Using Smart Card to Pay the Salaries of Retirees - Exploratory Research in Al-Rasheed Bank. (2021). Journal of Al-Rafidain University College For Sciences ( Print ISSN: 1681-6870 ,Online ISSN: 2790-2293 ), 40(2), 1-28. https://doi.org/10.55562/jrucs.v40i2.191