“Adopting the Principles of E-Government to Improve Loan Collection Procedures - an Empirical Study in the Iraqi Housing Fund”. Journal of Al-Rafidain University College For Sciences ( Print ISSN: 1681-6870 ,Online ISSN: 2790-2293 ), vol. 49, no. 2, Sept. 2021, pp. 73-87, https://doi.org/10.55562/jrucs.v49i2.15.